New Jersey Farmers Insurance Car Accident Claim Attorney

Farmers Insurance is one of the largest insurance companies in the country. The company started out insuring tractors and other farm vehicles. Today, the company offers a huge range of insurance products from auto and home insurance to pet insurance and more.

Farmers, like other insurance companies, leads customers to believe that they are there to help in stressful situations but have their own self-interests to minimize your claim.

If you or a loved one has been involved in an auto accident and are dealing with Farmers, contact an experienced New Jersey Car Accident attorney for help right away. The Todd J. Leonard Law Firm has successfully handled numerous claims with Farmers for our clients, and have helped them receive the maximum compensation they rightfully deserve.

Filing a Claim With Farmers

After an auto accident, a claim will need to be filed as soon as possible. Farmers will assign a claims adjuster to the case, who will begin the process of determining the worth of your accident claim.

Farmers will keep settlement awards as low as possible. It is crucial to keep this in mind when dealing with them.

The adjuster will ask lots of questions about the accident and about your injuries and damages. When answering these, be truthful. If you are seriously injured, it is important to retain an experienced personal injury lawyer who will fight for your rights.

Having an experienced New Jersey Car Accident lawyer involved in your case early on is critical for your injury claim.

Potential Damages in an Accident Settlement

Insurance companies are more likely to offer a smaller settlement if you are not represented by a personal injury attorney. People who are seriously injured in a car accident are not usually aware of the full potential value of their accident case. There are obvious damages, such as the expense of medical treatments from injuries caused by the accident, and there are less obvious expenses that should be included in the recovery amount. For example, if the claimant had to hire someone to clean their house and incur out of pocket expenses because they could not physically do it while injured, that might be able to be recouped. Lost wages and future losses also must be considered.

An experienced New Jersey car accident attorney can look at the damages sustained in the accident and determine their worth. This includes economic damages, like medical bills, and noneconomic damages, like pain and suffering.

Depending on the details of the case, an accident victim could be compensated for:
• Medical costs
• Future medical expenses
• Lost wages and benefits
• Lost earning potential
• Pain and suffering
• Emotional distress
• Disability
• Disfigurement
• Property damage
• Loss of consortium
• Wrongful death claims, such as loss of services, guidance and companionship, as well as pain and suffering of your loved one.

With an idea of how much money the claimant could realistically receive, the negotiation process becomes less one-sided in favor of the insurance company.

Why Hire a Personal Injury Attorney?

Accident victims should keep in mind that Farmers does not work for them. An attorney, however, does when they are hired to handle your case.

Farmers Insurance is a massive company. They will use the many resources available to them against people who have been in a vehicle accident and are simply trying to recover and heal. An attorney with experience in handling accident claims with Farmers can recognize the tactics used by insurance companies and help protect their clients’ rights.

Todd J. Leonard Law Firm Can Help

If you have been seriously injured in a car accident involving a driver insured through Farmers, contact the Todd J. Leonard Law Firm as soon as possible. The Todd J. Leonard Law Firm has handled many cases involving Farmers Insurance Company and is ready to fight for fair and just compensation for your injuries after an accident.

To learn more about how we can help you pursue a claim for compensation, give us a call at (973) 920-7900 to request a free and confidential consultation. There is no risk in calling, because we never charge a fee unless we can help you recover compensation for your injuries. We have offices conveniently located in Denville and Morristown.